Ojiagu, N. C., and U. A. Usman. “Incorporating Effectiveness and Accountability for Member Good: Possible Choices for Cooperatives in Sub-Sahara Africa”. International Journal of Public Administration and Management Research , vol. 10, no. 2, Mar. 2024, pp. 16-25, http://journals.rcmss.com/index.php/ijpamr/article/view/976.